Trusted Since 2012
phone(800) 847-9213
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Rates as low as 5.99% APR for qualified applicants

Soft Credit Check · Fixed Rates · Streamlined Process

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Soft Credit Check

No hard inquiry to apply

$20,000 to $250,000

Competitive Rates

APPLY ONLINE

No-obligation

Fixed Rate Loans

24to 84 months

Lending Co Finance Options

At Lending Co., we are committed to helping individuals and small businesses access the financing they need to succeed. Founded in 2012, we understand the challenges of managing personal finances and growing a business. Our team brings real-world experience and is dedicated to finding the right solution for your unique situation.

Explore fixed-rate financing options that may be available for qualified applicants. These options are designed to provide predictable monthly payments because the agreed rate stays the same during the term. You do not need to use your home for these financing options.

Loan amounts, terms, and qualification requirements vary based on your credit profile, income, and financial goals. Our specialists work with clients across a wide range of situations to identify the best financing option — whether you need short-term capital or longer-term funding with fixed payments.

We make the process simple and transparent. Apply online in minutes with a soft credit check that will not impact your score.

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Helping clients since 2012.

BENEFITS:

Flexible Terms

24 to 84 months

Soft Credit Check

No hard inquiry to apply

Apply online

Paperless application.

Trusted Since 2012

Secure Application

Competitive Rates

Rates based on your credit profile

No-Obligation Application

Check your rates 

See if you qualify

Funding Specialists
24 to 84 months repayment
Fixed Rate Loans
No Prepayment Penalties

Latest Testimonials

                           Why Try Lending CO?

Online Application

A streamlined paperless application

Competitive Rates

As low as 5.99% APR for qualified applicants

EXPERT ADVISORS

Our dedicated loan advisor is available to assist

Terms 24 to 84 months

Tailored terms to meet your needs.

Ready to check your options?

Complete the form to see financing options that may be available for qualified applicants.

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Important Disclosures

Must be 18 or older to apply.
Rates range from 5.99% APR to 34.99% APR for qualified applicants, with terms from 24 to 84 months. Actual rates, terms, and fees depend on credit, loan amount, and whether Lending Co or a third-party lender funds the loan. Not all applicants will qualify for the lowest advertised rate or for a loan offer. Example: a $20,000 personal loan at 10% APR for 36 months would total $23,232. This example is illustrative only and does not represent terms you are guaranteed to receive.
Lending Co is a licensed lender (License #CF9901552). We may refer your application to one or more third-party lenders in our network. If your loan is funded by a third-party lender, that lender — not Lending Co — will originate, underwrite, and service your loan, and its own rates, terms, and eligibility requirements will apply.
Applicants must generally be a U.S. citizen or permanent resident, at least 18 years of age, and have a valid Social Security Number (or FEIN) and an active bank account. All applications are subject to credit review, approval, and eligibility requirements. If your application is referred to a third-party lender, that lender may have additional or different eligibility requirements.
Some lenders may charge origination or closing fees ranging from 1% to 9% of the loan amount. Carefully review all loan documents before accepting any offer, including confirming which entity — Lending Co or a third-party lender — is extending the loan.

Rates advertised on Google or Bing range from 5.99% APR to 34.99% APR for qualified applicants, with terms from 24 to 84 months. The specific rate depends on loan amount, credit, terms, and credit history, and is agreed upon between the lender and the consumer. Example: a $20,000 personal loan at 10% APR for 36 months would total $23,232. This example is illustrative only. For more options call 1-800-847-9213.

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