Rates starting at 5.99%
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Soft Credit Check · Fixed Rates · Streamlined Process

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Unsecured Loans

No Collateral Required

$20,000 to $250,000

1 to 15 year terms

Apply Online

No-obligation

Fixed Rate Loans

Competitive Rates

What is a fixed-rate loan:

An unsecured, fixed-rate loan provides a single lump sum with an interest rate that remains the same throughout the entire term. Many borrowers use these funds to pay off high-interest balances — such as credit cards, medical bills, or other revolving accounts — replacing several payments with one fixed monthly payment.

Life throws unexpected situations at all of us — medical expenses, weddings, home improvements, and repairs. These can leave anyone in a difficult financial position, and while credit cards may offer a temporary fix, they often create bigger problems due to rising rates and accumulating interest.

This is where an unsecured, fixed-rate loan may provide a lasting solution. Since 2012, Lending Co has helped thousands of clients explore and access unsecured, fixed-rate loans for a wide range of purposes across virtually every financial situation.

No collateral is required, meaning there is no need to pledge assets such as a home, vehicle, or boat. Terms typically range from 1 to 7 years, providing repayment term options that can be structured around each borrower’s individual budget and financial goals.

An unsecured, fixed-rate loan provides the predictability of one consistent monthly payment and may help reduce the total interest paid over time compared to carrying multiple high-interest revolving balances.

Let Lending Co help you explore whether an unsecured, fixed-rate loan is the right option for your situation.

Apply Now!

                  Get matched with competitive rates and flexible terms on a fixed-rate c loan today.

We’ve helps thousands of clients since 2012.

OUR LOAN BENEFITS

Unsecured Fixed-Rate Loans

Combine your credit cards into a single fixed-rate loan with a lower interest rate.

Soft Credit Check

Will not impact your credit to apply!

Apply Online

A streamlined paperless application.

Repay early

No Prepayment Penalty

One Fixed Payment

Terms from 1-7 Years

No-Obligation Application

One New Payment

                                                                                                                                                                          Helping Clients Get Funded

Since 2012
Funding Specialists
Terms
1 to 7-year repayment
20k to 250k
Fixed Rate Loans
Fixed Rates
No Prepayment Penalties

Latest Testimonials

Lending Co.’s fixed-rate loan enabled me to consolidate my debt into a single payment.

Ellina Williams

Getting a fixed payment from the banks was a hassle. However, taking an online loan from Lending Co was quick, straightforward, and hassle-free.

David Kimble
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Why Try Lending CO?

Online Application

Paperless application

Competitive Rates

Rates starting at 5.99%

Team Specialist

Helping You Get Funded

Terms 1-7 Years

Tailored terms 

Ready To Apply?

Complete the application and see if you qualify

Important Disclosures

Must be 18 years of age or older to apply. All loans are subject to credit review, approval, and eligibility requirements.Lending Co is a licensed lender (License #CF9901552)

We may refer your application to one or more third-party lenders in our network. If your loan is funded by a third-party lender, that lender — not Lending Co — will originate, underwrite, and service your loan, and its own rates, terms, and eligibility requirements will apply.

Rates range from 5.99% APR to 34.99% APR, with loan terms from 24 to 84 months. Actual interest rates, terms, and fees depend on whether your loan is funded by Lending Co or a third-party lender, and will vary based on your credit score, credit history, credit utilization, debt-to-income ratio, loan amount, and other factors. Not all applicants will qualify for the lowest advertised rate, and not all applicants will qualify for a loan offer.

Example: A $20,000 personal loan at 10% APR for a 36-month term would result in total repayment of $23,232 over the life of the loan. This example is illustrative only and does not represent terms you are guaranteed to receive.

Some lenders may charge origination or closing fees ranging from 1% to 9% of the loan amount. Carefully review all loan documents before accepting any offer, including confirming which entity — Lending Co or a third-party lender — is extending the loan.

To be considered, applicants must generally be a U.S. citizen or permanent resident, at least 18 years of age, and have a valid Social Security Number (or FEIN) and an active bank account. If your application is referred to a third-party lender, that lender may have additional or different eligibility requirements.

Lending Co, License #CF9901552.

Personal loan offers via Google or Bing ads have rate quotes from 4.99% but no higher than 34%, with terms ranging from 36 to 180 months. Specific rate depends upon loan amount, credit score, loan terms, credit use and history – this is agreed upon between the lender and consumer. An example is the total amount paid on a personal loan of $20,000 for a term of 36 months at a rate of 10% would be equal to $23,232 over the 36 month life of the loan. For more loan options please call 1-800-847-9213

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