Approval in as little as 24 hours with great Rates Starting as Low as 4.9%!

Unsecured Loans with Limited Documentation Required!

No Collateral • Great Rates • Quick Approvals • 100% Unsecured
Step 1 of 4

Enter Loan Amount ($10,000 - $100,000+)

Please Confirm You Are Over 18 Years Old


By clicking 'Get Qualified”, you’re giving your consent and confirming to the agreed terms below “CANCEL ANY TIME “You are giving permission to Lending Co. to contact you through (telephone, email and mobile device including SMS and MMS) even if you are on a corporate, state or national Do Not Call list. You authorize Lending Co. to obtain your credit report and verify your identity.


No Personal Guarantee &
No Collateral Required*


Get Funded Within
as little as a few days


Easy, no-obligation
application online


Approvals Are
Within 24 Hours


At Lending Co., we take small business seriously. After all, in 2008 Lending Co. was itself a small business. Our management team knows first-hand the struggles of starting and growing a business and sustaining relevance in an increasingly competitive economy. That’s why we have a specialized department available to small business owners to simplify the process of obtaining financing. Business loan packages are available for virtually every industry, length of time in business and level of sales volume.

The application process is fast, and our Business Loan Specialists are here to guide you through the entire process to make sure your loan request is handled in the most efficient way possible.

[tc_accordion style=”6″ accordion_color_scheme=”midnightblue.css” show_first=”false”][tc_accordion_item acdn_title=”WHAT IS A BUSINESS LOAN?”]A business loan is money lent to a business institution to be used to cover business expenses. Business loans can be utilized to pay wages and salaries, cover inventory purchases, marketing expenses and a multitude of other things. Companies use business loans when they do not have or simply do not wish to use their own cash in various situations.[/tc_accordion_item][tc_accordion_item acdn_title=”WHAT IS THE MAXIMUM I CAN BORROW?”]Loan amounts can vary by the state in which the company is registered. In most states loan amounts range from a minimum of $5,000 to a maximum of $250,000 with our lenders.[/tc_accordion_item][tc_accordion_item acdn_title=”ARE THERE ANY PREPAYMENT FEES?”]No. None of the business loan programs we work with have any pre-payment penalties.[/tc_accordion_item][tc_accordion_item acdn_title=”WILL MY CREDIT BE AFFECTED?”]To check the rates and terms you qualify for, Lending Co. conducts a soft credit pull that will not affect your credit score. However, if you choose to accept funding the lender will request a full credit report from one or more consumer reporting agencies in order to fully verify the application and your identity.[/tc_accordion_item][tc_accordion_item acdn_title=”HOW LONG TO RECEIVE THE FUNDS?”]After you have completed the initial application process and received loan offers. Lenders may ask to verify certain business and personal information. Once the information has been reviewed and verified, lenders generally make funds available in 1 to 5 business days[/tc_accordion_item][/tc_accordion]


To qualify for a small business loan, your business needs to be at least a year old. You should have revenues of $50,000 annually or $4,200 per month over the last three months.

We’ve helps thousands of clients and funded over $750 million in loans since 2008.


100% Unsecured Funds

An unsecured loan from Lending Co. offers quick, straightforward access to funding to grow your small business.

Approvals Within 24 Hours

We use technology to review your business and let you know right away how much funding you can access.

Minimal Paperwork Required

A streamlined paperless application with quick processing allows you to focus on running your business.

Flexible Payment Schedule

When you qualify, you’ll learn about our flexible payment options that make it easy for you pay it off.

Funded Within a Few Days

The best financial technology in alternative lending. Funds deposited in as little as 48 hours following approval.

Easy No-Obligation Application

It’s free to apply, and there’s no cost until you use your funds. Just fill out our online application today.


Clients Funded
Approval Time
Million Funded
Customer Rated

Latest Testimonials

Having a small business loan from Lending Co. allowed me to take advantage of a bulk pricing opportunity to get additional inventory for my growing business.

Ellina Willaims
Big Tents & Domes

Getting a small business loan from the banks was impossible. Taking an online loan from Lending Co. to buy additional inventory, was quick, simple and straight-forward.

David Kimble
WCMS Solutions

A Better Way To Borrow


A streamlined paperless application with quick processing allows you to focus on running your business.


Funding decisions based on actual business performance. We can find the best solution for you.


From initial application to future funding needs, your dedicated loan officer is here to help you and your business.


Tailored terms to meet your needs. Lending Co. is only interested in positioning your business for success.

Ready To Grow Your Business?

Just complete a simple application in a few minutes and see how much you qualify for.

Must be 18 or older to apply.

Our rates start from 4.99% but no higher than 29.99%, with terms ranging from 36 to 120 months. All rates depend upon credit score, loan terms, credit utilization and history. Rates are determined by each individual lender and not by Lnding. An example is the total amount paid on a personal loan of $20,000 for a term of 36 months at a rate of 10% would be equal to $23,232 over the 36-month life of the loan.

Lnding is a loan consultant servicing residents in all 50 states. All loans are issued through our preferred third-party lenders.

Lnding has no control over participating third-party lender eligibility criteria. APR/Interest rates will vary depending on individual lender terms. Generally, all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval.

*Not all borrowers will qualify for the same rate or the lowest advertised rate. Qualifying for these rates “starting at” are based on the borrower’s credit worthiness, which includes many factors including but not limited to debt-to-income ratio and payment history. Interest rates range from 4.99%-29.99%. Some lenders have a closing fee of 1%-5% of the total loan amount.

Personal loan offers via Google or Bing ads have rate quotes from 4.99% but no higher than 34%, with terms ranging from 36 to 180 months. Specific rate depends upon loan amount, credit score, loan terms, credit use and history – this is agreed upon between the lender and consumer. An example is the total amount paid on a personal loan of $20,000 for a term of 36 months at a rate of 10% would be equal to $23,232 over the 36 month life of the loan. For more loan options please call 1-800-847-9213