Must be 18 or older to apply.
Rates range from 5.99% APR to 34.99% APR for qualified applicants, with terms from 24 to 84 months. Actual rates, terms, and fees depend on credit, loan amount, and whether Lending Co or a third-party lender funds the loan. Not all applicants will qualify for the lowest advertised rate or for a loan offer. Example: a $20,000 personal loan at 10% APR for 36 months would total $23,232. This example is illustrative only and does not represent terms you are guaranteed to receive.
Lending Co is a licensed lender (License #CF9901552). We may refer your application to one or more third-party lenders in our network. If your loan is funded by a third-party lender, that lender — not Lending Co — will originate, underwrite, and service your loan, and its own rates, terms, and eligibility requirements will apply.
Applicants must generally be a U.S. citizen or permanent resident, at least 18 years of age, and have a valid Social Security Number (or FEIN) and an active bank account. All applications are subject to credit review, approval, and eligibility requirements. If your application is referred to a third-party lender, that lender may have additional or different eligibility requirements.
Some lenders may charge origination or closing fees ranging from 1% to 9% of the loan amount. Carefully review all loan documents before accepting any offer, including confirming which entity — Lending Co or a third-party lender — is extending the loan.
